Privacy Policy.

JNC Funding ("JNC", "we", "us", "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, when we share it, and the choices you have. It applies to our website, contact and application forms, phone calls, and SMS/text messages we exchange with you.

• Contact information you provide (name, phone number, email, mailing address).
• Deal information you submit (property address, loan scenario, business plan, borrowing entity details).
• Communications with us, including messages, call notes, and support requests.
• Technical information (IP address, device/browser type, pages visited) collected automatically.

• Evaluate financing requests and communicate with you about your loan scenario.
• Provide, maintain, and improve our website and services.
• Send transactional and, with your consent, marketing communications.
• Comply with legal, regulatory, and underwriting obligations.
• Detect, prevent, and address fraud, abuse, or security issues.

When you provide your mobile number and opt in — for example by submitting a form, replying to a message, or providing verbal or written consent — you agree that JNC Funding may send you SMS/MMS messages related to your inquiry, application, deal status, servicing, and (where separately opted-in) marketing.

• Consent is not a condition of purchase or financing.
• Message frequency varies based on your interaction with us.
• Message and data rates may apply. Check with your mobile carrier.
• Reply HELP for help. Reply STOP to unsubscribe at any time.
• Carriers are not liable for delayed or undelivered messages.

No sharing of mobile opt-in data: Mobile phone numbers, SMS opt-in data, and consent records are not shared with third parties or affiliates for marketing or promotional purposes. We may share information with service providers strictly necessary to deliver our messages (e.g., our SMS platform and telecommunications carriers) or where required by law.

We share personal information only as described below:

• Service providers that help us operate (hosting, CRM, email/SMS delivery, analytics), under contractual confidentiality and data-protection obligations.
• Capital partners, investors, title, escrow, insurance, and legal professionals to the extent needed to underwrite, close, or service your loan.
• Legal & regulatory disclosures when required by law, subpoena, or to protect rights, safety, or property.
• Business transfers in connection with a merger, acquisition, or sale of assets, subject to this Policy.

We do not sell personal information, and we do not share mobile opt-in or SMS consent data with third parties for their own marketing.

We use cookies and similar technologies to operate the site, remember preferences, and understand usage. You can control cookies through your browser settings; some features may not function without them.

We retain personal information for as long as needed to provide our services, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements. SMS consent records are retained as required by applicable telecommunications rules.

We use administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is 100% secure; we cannot guarantee absolute security.

• Opt out of marketing emails using the unsubscribe link in each message.
• Opt out of SMS at any time by replying STOP.
• Request access, correction, or deletion of your personal information by contacting us below. We honor rights available under applicable law (including CCPA/CPRA where applicable).

Our services are intended for business and investor use and are not directed to children under 13. We do not knowingly collect personal information from children.

We may update this Policy from time to time. Material changes will be indicated by updating the effective date above and, where appropriate, by additional notice.

Questions about this Policy or your information? Contact JNC Funding at deals@jncfunding.com or 1-800-555-0198.