Fix & FlipFix & Flip
Short-term capital to acquire and renovate investment properties with minimal cash out of pocket.
- Up to 100% purchase
- Up to 100% rehab
- Rates from 9.99%
Private Lending SolutionsReal Estate
Real Estate
Capital.
Funded Fast.
Fast, flexible private lending designed to help serious real estate investors secure opportunities and keep projects moving.
48hr
Term sheets
7–10d
Typical close
$2B+
Funded
Why Investors Choose JNCCapital that keeps
Capital that keeps
you ahead.
Speed, flexibility, and execution — built around the way real estate investors actually work.
Fast Approvals
Decisions in days, not weeks. Term sheets within 48 hours.
Flexible Terms
Loan structures built around your deal and business plan.
Reliable Capital
Direct-lender balance sheet. When we commit, we close.
Investor Focused
Built by investors. Your success is our priority.
Loan ProgramsFinancing built
View all programsFinancing built
around the deal.
Fix & Flip
DSCR RentalDSCR Rental
Long-term financing qualified by property cash flow — no tax returns or income verification.
- Up to 80% purchase / cash-out
- No tax returns
- Short & mid-term rentals OK
No-Appraisal HELOCNo-Appraisal HELOC
Tap up to $750K in property equity fast — no traditional appraisal required.
- Lines up to $750K
- No appraisal
- Funding in 5 days
New ConstructionNew Construction
Ground-up construction financing for investors and builders on build-ready lots.
- Up to 100% loan-to-cost
- SFR, townhomes & 2–4 units
- Streamlined draws
Multifamily & Mixed-UseMultifamily & Mixed-Use
Flexible capital for larger acquisitions, value-add plays, and mixed-use assets.
- Financing up to $8M
- Up to 75% LTC
- Up to 100% of rehab
How It WorksFrom opportunity
From opportunity
to closing.
01
Submit Your Deal
Share the property, business plan, and terms you need.
02
Speak With a Specialist
A lending specialist reviews your deal and calls you back — fast.
03
Review Your Options
Receive a clear term sheet built around your project.
04
Close & Get Funded
Underwriting, appraisal, closing — funded in as few as 7 days.
Move QuicklyOpportunities don't wait.
Opportunities don't wait.
Neither do we.
Private lending done right. Fast decisions, flexible terms, and the confidence to close.
Investor VoicesBuilt for the way
Built for the way
investors actually work.
"Terms in a day, funded in a week. That's the difference between winning the deal and losing it."
Marcus R.
Fix & Flip Investor, Austin
"JNC understood my portfolio strategy immediately. No hoop-jumping, just clear execution."
Priya S.
Rental Portfolio Owner, Tampa
"They funded a ground-up project two other lenders couldn't figure out. Real specialists."
David L.
Builder / Developer, Denver
Ready When You AreYour next deal is waiting.